We’ll contact you at least 30 days before your fixed period is due to end to ask you what you’d like to do with the money. You can ask us to move all the money (not part of it) to your linked current account or to another Tandem account. If we don’t hear from you before your fixed period ends, your account will remain open, but you will earn interest at the same rate as on our Instant Saver account. This will usually be a lower rate of interest.

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