All transactions and your balance in the app is in real-time, so you’ll always see what you’ve spent, even if it hasn’t settled yet. Some merchants don’t provide transactional information straight away, so you might see these transactions a few days later.

If a merchant (e.g. a hotel) blocks funds on your card, we’ll show this to you straight away. When your transaction successfully settles to the account you should see your real-time balance update.

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