If you withdraw cash in the UK, we charge a fee (2.5% or a minimum of £2.50). Interest is charged from the day the cash withdrawal is processed. There are no fees on cash withdrawals abroad, but we'll still charge interest from the day the cash withdrawal is processed. You can withdraw up to 30% of your credit limit, and not more than £500 per day.

If you make a payment before the transaction has settled (pending status is removed) the payment may not be applied to your cash transaction. We suggest waiting until cash transactions have settled before making manual payments. You will need to make sure the balance shown on your last statement has been paid off in full first, as payments into your account will first be applied to your statemented balance before going to newer payments.

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