We’ll carry out a full credit check to see if we can approve you – we consider your age, status and financial background. In some circumstances, we may also ask for additional information, but we’ll reach out to you beforehand. Before applying, make sure you meet the following criteria:

• Currently have an address, and three years address history in the UK
• You're aged 18 or over
• You have a good credit rating/history
• You're not unemployed or a student
• Minimum income of £13,000 per year for the Cashback Card
• Minimum income of £15,000 per year for the Journey Card

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