Spending Money is based on an estimate of future bills and your payday based on your last three months of transactions.

Spending Money currently assumes that you get paid monthly. If you get paid more than once a month, then we may not be able to find your payday or the Spending Money number we show you may be very inaccurate.

While we do our best, we cannot guarantee that we'll be able to pick up all of your regular payments. We do show you a full list of the bills and the amounts that we have estimated for them in the app. You can take a look by tapping on your Spending Money number.

We suggest that you take a look to make sure that you agree with the bills we've found and that our maths is right. As always, don't forget that it's important to consider your broader financial situation before making any important financial decisions.

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